First Northern Bank and Trust

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Enjoy the freedom that comes with online banking.

Got internet? Log in or use our convenient Mobile App to quickly pay bills, check balances, transfer money, and more.
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We are family-owned and independent.

Skip the big, out-of-town bank and enjoy a personal banking experience powered by secure technologies and friendly customer service.
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Reach your goals with a genuine business banking relationship.

Depend on our experienced team for business checking, financing, commercial mortgages, merchant services, and more. 

11 Convenient Offices, Drive-Up Windows, and 24-Hour ATMs

First Northern Bank and Trust is a local community bank.


An independent, family-owned financial institution since our founding in 1907, we have a deep understanding of the region and longstanding ties to local families and businesses. A trusted leader in the greater community, we look forward to providing you with financial products and services tailored to meet your specific needs.

Choose from a comprehensive suite of online and mobile banking services, consumer loans, business financing, and more, secure in the knowledge that our systems and technology solutions will make many banking activities quick, easy, and convenient.

Enjoy relationship-based banking, local decision making, and personal customer service.


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Need extra funds for home improvement repairs, tuition, travel, debt consolidation, or to cover unexpected bills?

If you’re a qualified homeowner, this could be the perfect time to borrow against the equity in your home.

Loans over $75,000 or loans requiring a full appraisal will be subject to the applicable appraisal fee. Minimum new loan of $10,000 or an increase of $10,000 for an existing FNB&T Co. loan is required. Automatic payments from a FNB&T Co. account is required. Borrowers are responsible for any applicable insurance coverage. 1-4 unit primary residence properties only. Offer good for applications received from January 13, 2025 to February 21, 2025. Subject to credit approval.
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Holiday Closure


All First Northern Bank and Trust locations will be closed on Monday, January 20th. We will resume regular business hours on Tuesday, January 21st. Feel free to use our 24-hour ATMs or log into your accounts using Online or Mobile Banking.
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All locations are open Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to Noon. In Palmerton and Gilbert, the Drive-Up is open until 6:00 p.m. on Friday. All locations are closed on Sunday. ATMs are available 24 hours a day, 7 days a week.

Connect with our team!

Call 1-800-344-2274 to speak with a Customer Service Representative or complete our contact form.

Does it feel like you'll be stuck renting forever?

This program has been specially designed to help make what feels impossible, possible!

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Planning for the future? Trying to stick with a budget? These financial tools will make things easier.

When you open a First Northern Bank and Trust Checking Account, ask about Online Banking and our Mobile App!