First-Time Home Buyers Program

Considering buying your first home?

Take advantage of First Northern Bank and Trust’s First-Time Home Buyers Program. Our seasoned mortgage professionals will be with you throughout the entire process. If you have questions, we’re ready to provide answers. If you’re weighing various options, feel free to run a few ideas by us. Although this might be your first time going through the process of buying a home, we do it every day. Our experience and knowledge will make things easier for you and your loved ones.

• Low down payment requirements
• Reduced interest rates
• Application fee refunded at closing
  
• Must meet maximum household income limits based on median household income by county
  
• Borrower and property must meet all standard qualifying guidelines
• Pre-authorized payments from a borrower’s First Northern Bank and Trust Checking or Savings Account are required for participation in this program.
  
• Subject to availability of funds