Young Hispanic woman with glasses using online banking on her laptop

Online and Mobile Banking

It’s time to enjoy the latest performance upgrades.


Learn how to sign in for the first time with your existing username and password. Your login credentials are the same for Online Banking and the new Mobile App.

Securely log into your account from a desktop or laptop, or use an iPhone®, iPad®, or Android® phone or tablet to download the First Northern Bank and Trust Co. Mobile App from the App Store® or Google Play®.

If your Account does not currently include Online Banking and you’d like to set it up, please
enroll now.



Manage your finances when it’s most convenient for you. The attractive, modern interface, clear navigation, and other enhanced features will help streamline and speed your banking experience.

  • No monthly service fees!
  • Log into a personalized dashboard to view balances and account activity, pay bills, and initiate transactions.
  • Access Loans, Checking Accounts, Savings Accounts, Money Market Accounts, and Certificates of Deposit.
  • Use Bill Pay to add payees, pay one-time or recurring bills, make payments on First Northern Bank and Trust loans, download check images, view your payment history, and more.
  • View and download 12 months of eStatements.
  • Deposit checks and review previous deposits with Mobile Deposit.
  • In the Mobile App, use your location to find the nearest Branch or ATM.
  • Sign up for Account Alerts.
  • Transfer funds between FNBT Accounts.
  • Make bank to bank transfers.
  • Search for transactions, add notes or images, and filter by tags.
  • Set budgets and goals to help keep spending and saving on track.
  • Manage upcoming cash flow by adding income and/or future bills.
  • Track spending by category.
  • Account transfers made after 5:00 p.m. will be attributed to the next business day.
  • View Online Banking Help for answers to frequently asked questions.
  • See additional details

The following accounts can be opened online and are eligible for Online Banking: Regular Checking, Checkless Banking, Senior Checking, Foundation Checking, Money Market Checking, NOW Checking, Paperless Savings, Statement Savings, and Certificates of Deposit (91 Days, 182 Days, 1 Year, 2 Years, 2½ Years, ​3 Years, 4 Years, and 5 Years). To open another type of account, call 1-800-344-2274 or visit any branch location. 



There is no fee for the First Northern Bank and Trust Co. Mobile App but connectivity and usage rates by your carrier or internet provider may apply. Contact your wireless service provider for more details. Deposits are subject to verification and are not available for immediate withdrawal. Deposit limits and other restrictions apply. iPhone®, iPad®, and App Store® are registered trademarks of Apple Inc. Android® and Google Play® are trademarks of Google LLC.

You must be at least 16 years old to enroll in Online Banking. To use Online Banking, you must have internet access and a viable email address. To enroll in Bill Pay, you must maintain a First Northern Bank and Trust Checking Account. P2P Transfers apply only to U.S.-based bank accounts, are only available on First Northern Bank and Trust personal accounts, and a service fee of $1.00 per item will apply. Other terms and conditions may apply. Ask your Customer Service Representative for a complete disclosure of the terms and conditions that apply.